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Your Rights and Our Legal Commitments

ligabandar operates under a clear legal framework so you always know where you stand — from how your account data is stored to which transactions are covered by…

Jurisdiction-Aware PolicyDANA, OVO, GoPay & QRIS CoveredAccount Data ProtectionTransparent Terms24/7 Legal Support Channel
ligabandar Your Rights and Our Legal Commitments
LEGAL CONTACT PATHS

Reach Our Legal and Compliance Team

If you have a question about your rights under our terms, a data-access request, or a dispute over a transaction recorded against your account, our team…

Live Chat — 24/7 Our live chat channel connects you directly to a support agent any hour of…
Email — Legal Enquiries Send formal data requests, account closure instructions or terms disputes to our dedicated legal…
Account Portal — Self-Service Log into your account dashboard to download your transaction history, review consented data points…
POLICY TRANSPARENCY

Inside ligabandar's Data and Account Security Practices

We handle your personal information with defined retention rules, encrypted storage and a clear process for requesting changes or deletions.

Data Retention Rules

Account records, including DANA and OVO transaction logs, are retained for a minimum of 12 months.

Cookie Policy

We use session cookies for login continuity and analytics cookies to measure page performance.

Account Security Standards

All accounts are protected by hashed password storage and optional two-factor authentication via your registered mobile number.

Transaction Verification

Withdrawals are verified against your registered identity before processing.

Data Change Requests

You may request a correction to your stored name, address or contact details directly through the account portal under the…

Legal Contact and Escalation

Formal legal notices can be directed to our compliance email.

Frequently Asked Legal Questions

These are the questions we hear most often about our terms, your account rights and how we handle data. If your question is not covered here, our 24/7 live chat can connect you to a compliance agent for a direct answer.

Access depends on local law and the regulations applicable in your region. We assess eligibility at the point of account registration and may restrict certain features where local law requires us to do so.

Submit a data-access request through the 'Profile & Legal' tab in your account portal, or email our compliance team. We acknowledge the request within 4 hours and deliver your data summary within 48 hours.

Financial transaction records — including DANA, OVO, GoPay and QRIS deposits and withdrawals — are retained for a minimum of 12 months under our data policy. Non-financial personal data is deleted within 90 days of account closure.

Open a dispute through live chat or our compliance email with the transaction ID and date. Disputes are escalated to a senior reviewer within 24 hours, and a written resolution is issued within 7 business days of submission.

You may submit a deletion request via the account portal or compliance email. We will action all deletion requests within the limits Indonesian law allows — data required by financial regulation must be retained for its mandatory period before deletion.

Yes. We send an email to your registered address at least 14 days before any material change to our terms takes effect. If you do not accept the updated terms, you have that window to close your account under the existing policy.

Payment wallet identifiers linked to QRIS and GoPay transactions are encrypted at rest and never shared with third parties beyond what Indonesian financial regulation requires. You can review all stored payment methods under 'Profile & Legal' in your account dashboard.